Does covered california offer dental insurance. While cosmetic orthodontia is not included as an essential pediatric. California residents and their families enjoy expanded opportunities for better dental health care through the family plans offered by covered california dental insurance. The covered california dental plans provide comprehensive dental coverage for adults and kids alike.
Typical dental insurance today provides 50 coverage for orthodontics up to a lifetime maximum of 1500. The participating dental carriers are access dental plan anthem blue cross california dental network delta dental of california dental health services liberty dental plan and premier access. Covered californias family dental plans are available to adults single or married and children.
Second covered california will begin to offer family dental plans on the exchange. Vision care benefits for children are included in all health. This means that dental insurance for children is included in the price of all health plans purchased in the exchange.
However covered california does not offer any health plan products that have a network of doctors hospitals or other health care providers outside of california at this time. Covered california dental plans. Affordable dental options extend access to large dentist networks.
All covered california health insurance plans offer embedded pediatric dental coverage. As of the 2016 enrollment year covered california will be offering dental coverage for an additional charge to adult members. This coverage starts at about 13 depending on age location and plan selected.
Vision benefits for children are included in all health plans through covered california. Dental coverage for adults is not an essential health benefit so dental coverage for adults is offered separately from health insurance plans. Covered california has always offered dental and vision coverage to minors.
Dental coverage for children is considered an essential health benefit so all health plans purchased through covered california include dental coverage for members under age 19. In addition covered california now offers supplemental dental coverage for adults through optional family dental plans. There will be no need to purchase a separate dental plan for dependents 18 and younger.
Delta dental selected by covered california to offer childrens dental coverage june 26 2013. Covered california is changing and expanding their dental plans. Therefore if the school the student attends is out of state the parents health insurance will not cover most medical services while the student is away at school.
Dental coverage for adults and children is available through family dental plans. First all health plans will include childrens dental insurance. Covered california offers consumers a pathway to quality vision care.