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The junior lien term for the reverse mortgage assistance pilot program is two 2 years.
Keep your home california terms. Please instruct your lender or escrow officer to go to our payoffs and subordinations page. Homeowners who refuse to sign the keep your home california note deed of trust andor benefit award letter will be ineligible to receive keep your home california assistance. The california housing finance agency calhfa wants you to keep your home and can help with unemployment mortgage assistance mortgage reinstatement principal reduction and transition assistance.
The keep your home california program was created by the california housing finance agency calhfa. The junior lien term is five 5 years for the unemployment mortgage assistance mortgage reinstatement assistance program and principal reduction program. Keep your home california may subordinate the lien to ensure eligible homeowners are able to refinance their property provided the new loan is for a rate and term refinance only and meets the no cash out criteria.
The program is now closed and no longer accepting applications for assistance. Payoffs and subordinations important. The program helps homeowners with a financial hardship stay in their home lower their monthly mortgage payment and avoid foreclosure.
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